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The Credit Information Bureau of India Limited is the agency that provides your CIBIL score, which helps banks determine whether you will be able to repay the loan or not. Awarded out of a total of 900 points, your CIBIL score will help you determine the amount of loan you are eligible for. The exact amount that can be issued will depend on the risk-taking ability of ...

National Payments Corporation of India (NPCI) introduced the Aadhaar Enabled Payment System (AePS) in 2016 as a new method for direct benefit transfers from the government to the citizens, plugging leakages in the system. AePS, a “bank-led model”, is claimed to bring people living in underserved parts of the country into the fold of the formal banking system. Usin...

All major banks in India let customers block their credit or debit cards using different methods, in case their card has been lost or stolen. While you can always visit the nearest branch to block your card, it is not always possible, especially if it is a bank holiday. You can either block your credit or debit card via your bank’s mobile banking app, internet banki...

Microsoft now lets you connect your Android smartphone to your PC running Windows 11, allowing you to use your handset as a webcam. Your Android phone has a better rear camera setup, which is capable of recording videos and capturing images at a higher resolution. Considering most of the laptops feature an IR webcam with a Full-HD resolution at best, your Android hand...

Google made a slew of announcements at its annual I/O event in California on Tuesday. The Mountain View-based company has revealed new agentic capabilities in Search, where users can create, customise, and manage multiple AI agents to stay up to date on topics of interest. The announcement is part of Google’s larger push toward agentic AI systems.

Withdrawing money from the Provident Fund (PF) used to be a cumbersome task, one that depended upon employer approval and manual verification. However, that is not the case anymore. The Employees’ Provident Fund Organisation (EPFO) has streamlined the process through a digital claim system under the new EPFO framework. The process can be directly completed using the...

WhatsApp offers a built-in privacy feature that lets users silence calls from unknown numbers on Android and iPhone. Once enabled, calls from unsaved or unfamiliar numbers will no longer ring on the device, helping reduce spam calls and unwanted interruptions. However, WhatsApp still shows these calls in the Calls tab and notifications so users can review or return th...

Instagram lets you enable two-factor authentication for your social media account, which acts as an added layer of security for your Instagram account. There are various benefits of enabling two-factor authentication on Instagram. If you have enabled two-factor authentication for your Instagram account, the social media platform will ask you to provide a unique authen...

YouTube now lets users effectively disable Shorts on Android and iPhone through a new zero-minute Shorts feed limit. The feature is available under the Time Management section in the YouTube app and removes the endless Shorts scrolling experience from the homepage. Shorts may still appear in search results, subscriptions, and shared links. The feature is rolling out g...

Apple provides tools to manage a lost iPhone using the Find My feature. Users can check the device’s location, trigger a sound to find it nearby, or activate Lost Mode to restrict access and display contact details. If the device cannot be recovered, it can be remotely wiped to remove personal data. These functions depend on prior setup, including an active Apple ID...